LIFE INSURANCE

Enjoy every moment without worries. Ensure your financial independence and that of your family in case of any unforeseen situation.

WHAT IS A LIFE INSURANCE?

It is a personal and familial protection in which the client determines the ideal amount for his needs and defines his beneficiary or beneficiaries. In case of demise of the client during the period set in the life insurance contract, MAPFRE will pay the insured sum to the beneficiary or beneficiaries. The client can also choose to subscribe additional coverages for his own protection whilst alive, namely the Invalidity or Critical Illnesses coverages.

WHAT IS THE IDEAL CAPITAL TO INSURE?

Capital to insure = monthly income x 14 months x 5 years

It is advisable that the capital payment covers your financial needs and those of your family for a minimum period of 5 years.

A FLEXIBLE AND INNOVATIVE PRODUCT

You can choose between the Base and the Plus, schemes, which are pre-designed to offer a wide protection. In case you prefer a fully customized option, you can choose the Flexible scheme and freely select the protections you want. In case of Death, Invalidity and Critical Illnesses, the coverage Additional Fractioned Payment allows you to receive a monthly amount – from 100 € to 500 € – during the period you have chosen: 5, 10 or 15 years.

COVERAGES Base Plus Prestige
Min. 20.000€ | Max: 50.000€
(in intervals of 10.000€)
Min. 10.000€
Max. 100.000€
DEATH
Death
Additional fractioned payment (Monthly)
INVALIDITY
Total and Permanent Invalidity
Permanent Incapacity to exercise any Profession Choose one
Permanent Incapacity to exercise a Specific Profession
Additional fractioned payment (Monthly)
CRITICAL ILLNESSES
Advance payment of 50% of the insured sum for the coverage of Death, limited to 150,000 €
6 Critical Illnesses
16 Critical Illnesses
26 Critical Illnesses
Additional fractioned payment (Monthly)
2nd Medical Opinion
FUNERAL
Funeral costs
INCAPACITY
Total and Temporary Incapacity
COVERAGES FOR ACCIDENTS
Accidental Death
Total and Permanent Invalidity due to an Accident
Permanent Incapacity to exercise any Profession due to an Accident
Permanent Incapacity to exercise a Specific Profession due to an Accident
COVERAGES FOR TRAFFIC ACCIDENTS
Death due to a Traffic Accident
Permanent Incapacity to exercise a Specific Profession due to a Traffic Accident
Included
Included only when the coverage of Critical Illnesses has been subscribed.
Optional
TYPE OF ILLNESS 6 16 26
Cancer (Colorectal / Breast (Invasive) / Prostate / Lung / Cervical)
Myocardial Infarction
Cerebrovascular Accident (CVA)
Cancer or Malignant Neoplasia
Surgery due to Aortic Disease
Coma
Coronary Heart Disease requiring surgery (two or more arteries)
Alzheimer’s Disease
Parkinson’s Disease
Multiple Sclerosis
Chronic Renal Insufficiency
Paralysis
Loss of speech
Loss of Sight
Severe Burns
Heart Valve Repair and Replacement
Major Organ Transplantation
Aplastic Anaemia
Motor Neurone Disease (MND)
Terminal Liver Disease
Terminal Lung Disease
Encephalitis
Fulminant Viral Hepatitis (Hepatic Crisis)
Bacterial Meningitis
Hearing Loss
Loss of Limbs
Severe Head Injury
Included

DID YOU KNOW THAT…

If you subscribe our coverage of Critical Illnesses, if you are diagnosed with one of the critical illnesses described in the insurance policy, we will pay in advance 50% of amount of the coverage of Death?

WHAT IS THE PRICE OF MAPFRE VIDA?

The price of this life insurance is determined by several factors: the age of the insured person, his health condition and/or the activities that he practices, as well as the amounts and coverages that are subscribed.

Get all the information in a MAPFRE agent, in our stores or at mapfre.pt